It is now a dream for people in Pakistan to buy mid-range or premium category mobile phones because PTA mobile taxes are extremely high. Previously, premium mobile phones were expensive due to PTA mobile taxes, but now it is even more difficult to buy a mid-range phone in Pakistan due to these high taxes from PTA. For instance, the PTA tax on an iPhone 14 series ranges from 150,000 to 190,000 rupees, which is enough to buy a new mobile phone.
When the government announced that many companies would start making mobile phones in Pakistan. People were hopeful that prices, especially for mid-range mobile phones, would decrease due to local manufacturing and assembling. However, this has remained a dream for Pakistanis as mobile phones are still expensive, even locally manufactured ones.
The increased dollar prices have also had a negative impact on the local mobile phone market in Pakistan, with prices now increasing further due to the high dollar rate and high PTA taxes. In this stressful situation, Alfa Mall, which is the e-marketplace of Bank Alfalah, offers an installment option to consumers for PTA mobile tax.
By using this offer, consumers can now pay PTA mobile phone taxes in 3 to 6 months easy installments. Alfa Mall is offering this option with a 0% markup. However, this offer is currently only available for iPhone 12, iPhone 13, and iPhone 14 series. PTA mobile taxes are ranging from 150,000 to 190,000 rupees for mobile phones belonging to these series. Consumers can pay the amount of these taxes in 3 or 6 months easy installments without any interest.
Currently, this offer is only available to customers who own a Bank Alfalah Credit Card. Other customers cannot avail of this option. However, people who can afford premium mobile phones can also afford to get a Credit card in Pakistan, making it easy for them to pay the PTA tax in installments.
The process to pay PTA mobile tax in installments:
To get this installment offer, consumers can follow this process:
- Go to the Alfa Mall website
- Click on the ‘Shop by’ button and choose the option ‘PTA Approval 2023’
- Select your desired package
- Choose an installments duration of 3 or 6 months
- Enter your CNIC number
- Enter the IMEI numbers of your mobile phone
- Finally, complete the transaction by using your Bank Alfalah Credit card
It will take 5 to 7 working days for the completion of this approval process. Once your request is approved, you will receive a confirmation email, and your installment period will start. However, please note that once your request is approved, it cannot be canceled, and it is a non-refundable transaction. So, think twice before availing of this installment option.
In our opinion, this is a good option, but if Alfa Mall also provides this option for mid-range mobile phones and used mobile phones, then it will be more popular. And, more people will be able to avail of this option, especially for used iPhones. We hope that Alfa Mall will also consider this and offer this option for mid-range or used phones. It will also be a good step in the popularity of the 5G mobile services that are expected to come by the end of 2023.